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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Team Watson, a proven St. Robert, Fort Leonard Wood and Waynesville, Missouri NUMBER1EXPERT™ Top Selling real estate agent.
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School Reports in St. Robert, Fort Leonard Wood and Waynesville, Missouri

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Team Watson, REALTOR®, real estate agent and broker for St. Robert, Fort Leonard Wood and Waynesville, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

James Watson
Realty Executives
920 Missouri Ave
Saint Roberts, MO 65584
Office: 573-336-2206
Fax: 573-336-2041
Cell: 573-528-4243
jameswatson@NUMBER1EXPERT.com
I am prior military and Audie Murphy Club Member. I am Sapper Leader Qualified and served my last fews years in the military as a Drill Sergeant. I am here to serve you and your family's needs and my team is available 24/7 to provide you with any information you need about real estate in and around Fort Leonard Wood.

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