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Financing Your Home >If You Are Self Employed There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary. However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What does the abbreviation PITI stand for? A  Principal, Interest, Taxes and Insurance are the four major items included in a monthly mortgage payment. See More Real Estate Trivia >

James Watson Realty Executives 920 Missouri Ave Saint Roberts, MO 65584 Office: 573-336-2206 Fax: 573-336-2041 Cell: 573-528-4243 jameswatson@NUMBER1EXPERT.com I am prior military and Audie Murphy Club Member. I am Sapper Leader Qualified and served my last fews years in the military as a Drill Sergeant. I am here to serve you and your family's needs and my team is available 24/7 to provide you with any information you need about real estate in and around Fort Leonard Wood. www.TeamWatsonHomes.com is brought to you by Realty Executives NUMBER1EXPERT™ in real estate for St. Robert, Fort Leonard Wood and Waynesville, Missouri Read Realty Executives Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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